be credit wise
How many of you do shop with a credit card? Or maybe the question should be, “How many credit cards do you shop usually shop with?” For me, I tend to rotate my credit cards especially if there are promotions with certain banks and cards. Personally, I don’t have the habit of carrying too much cash with me due to security reasons but I’ll keep the cash for small items since some retail stores may not accept the use of credit card if the amount is too low. Nowadays, it is so easy to apply for a credit card, unlike those days where you need to submit income statement, tax forms…etc. I suppose the internet has made it easier and more convenient plus the fact that online shopping has become such a norm too. If you are using your credit cards for online shopping, always ensure that the payment gateway is secure and safe since you don’t want to end up as a victim of any fraud.
