Being someone who isn’t too keen in numbers, I usually leave it to DH to compare car insurance and make certain financial decisions for the household. While I take care of other shopping matters for the house like changing new mats, buying new bedding and adding new cutlery, he’ll decide on who to buy our [...]
My husband and myself put most of our shopping purchases on credit cards. I suppose it’s the convenience of not having to carry too much cash that explains why we pull out our cards for any purchase, personal or business. Besides, it can be dangerous carrying too much cash in the city that we [...]
While I’m familiar with shopping resources, my other behalf is always keeping himself busy with investment options, particularly options trading. Along the way, he had made a few investing mistakes, some big, some small.
Do not ever ignore the fact that you have been neglectful by letting yourself get into to so much debt. Do not dwell on it, accept it and begin your journey into a new life, a healthy life, both mentally and physically. Learning asset management will give you the power to know that you can [...]
When many people turn 30, they are thinking about the beginnings of a marriage, maybe the beginning of a family, the purchase of a home and finally settling down from their wild college party days. Vacations and new vehicles are probably still an important part of your life and the plans made usually revolve [...]
My mom has been persuading me to buy a house near hers. I suppose she doesn’t know that I’m that sort who are afraid to be tied down with loans and mortgages. When we were buying our house few years ago, we spent lots of time shopping for cheap mortgages in town. I could still [...]
Sometimes it puzzles on how people make decisions on spending habits. For instance, I was watching a financial talk show and one caller asked the financial advisor on whether he should put a $3,000 charge to his credit card when he brought home $3K a month, had other mortgages and car loan commitments. No wonder [...]
To all of you young adults that have not yet gotten in severe credit card debt yet, do not do it, do not let this endless cycle of unbelievably expensive debts take over your life. If you can start your adult life out without too many unnecessary debts, such as credit cards, your life is [...]
We were having a discussion over dinner when DH told me about how many people are choosing to sell their structured settlements for lump sum cash as they don’t want their money to be tied up for too long. Some need the money for a new house, to pursue an advanced degree, house loans, credit [...]
Last Sunday, we invited a couple of close friends to our house for a curry party. During the dinner chat, I learnt that our friend had invested in another property in a fairly popular location. As a high executive in a foreign bank, I believe she must have gotten a good package for her mortgage [...]
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